I’ll get to why I believe you deserve the best in a moment but first things first. By Nigerian law, you are entitled to one free credit report each year.
Your credit report shows your SMARTScore (how loan-worthy the banks think you are), your outstanding balances, delinquencies and lots of other information.
It is especially important to detect any inaccuracies (debts you’ve paid off but that still appear) before they lead to financial ruin. Occasionally, fraudsters can steal your BVN and get loans using your identity!
Downloading and viewing your credit report is therefore the first step to financial well being. Just click here (or on the image below) to download yours now. Below is an image of what it looks like.
Now, I'll tell you why I believe that you are worth it!
Early this morning, I was scrolling through my phone and I stumbled on a quote by the famous American inventor of the light bulb, Thomas Edison, where he said: “I never did anything worth doing by accident, nor did any of my inventions come indirectly through accident, except the phonograph.” And even though I no like to correct people too much, I feel like for this particular case, Mr. Edison no dey correct.
Because, besides inventing the phonograph, he also did another thing by accident… …Giving legit financial advice. 😃 And although E be like say some people dey hammer overnight—like how Edison invent the first record player by mistake—most people dey try to build and secure their financial future by planning seriously.
For millions of people, their planning often involves spending years saving up money for a large purchase like a new home or fancy car. Other people no wan wait years to raise the standard of living for themselves and their family so their plan involves… …Building up their credit scores so they’d become creditworthy in the eyes of any lending institution and more quickly realize their goals.
To say it another way: They unknowingly follow the words of Edison, who said, “When I have fully decided that a result is worth getting, I go about it.”
So if you believe say your goals are equally worth getting, and you believe say improving your standard of living na something wey you suppose start to do today, then wetin I wan tell you last last be say make you: Go, pursue your dream.
Your dreams dey precious. You. Yes, you. You dey precious… Time no dey wait for anybody. So make sure you hurry and start by downloading your free personal credit report from CreditRegistry.
CreditRegistry serves millions of your fellow citizens and is licensed by the Nigerian Central Bank. Our mission na to give you your free annual credit report so you fit calm down, plan, pursue your dreams and achieve them.