An ideal scenario for a subscriber to utilize AutoCred is to integrate credit bureau data and CreditRegistry SMARTScore® into the subscriber’s automated loan processing systems.
Create an AutoCred User Account if your company does not already have one. If desired, you may create separate AutoCred accounts for your different company units or for different company products that require access to CreditRegistry data and analytics.
- Create account password for each AutoCred account
Call any of the Report API endpoints to obtain the credit bureau data - including:
- Credit report data,
- Proprietary standard bureau data block (SBDB) with summaries and score characteristics (SBC),
- Proprietary SMARTScore
- Search for customers / data subjects
The Report API endpoint need the Registry ID of each data subject. Use the search methods of the Customer API to obtain the Registry IDs find for desired data subjects and to get their Registry IDs.