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What You Should Know About the Launch of CBDC in Nigeria
July 30, 2021
A central bank digital currency, or CBDC, creates another form of money. In its strictest form, a CBDC is a digital payment instrument, which is denominated in the national unit of account, or currency, which is also a direct liability of the central bank.
10 Effective Strategies To Get Paid on Time, Every Time
October 25, 2020
There are many strategies to reduce and or limit outstanding account receivables. Along with ensuring you develop a good working relationship with your clients and keep up to date (and accurate) records, here are some more effective tips to help you get paid on time: 1) Incentivise your customers to pay early by offering a small […]
The 5 C's of Credit (What You Should Know Before Applying for Credit).
October 23, 2020
Lenders attempt to mitigate the risk of lending to borrowers by performing credit analysis on customers when applying for a new credit account or loan. This analysis is based on the 5 Cs of Credit as follows: 1. Capacity Lenders must be sure that the borrower has the ability to repay the loan based on […]
What is a credit score and why is it important?
October 18, 2020
A credit score plays a key role in a lender's decision to offer credit. Factors considered in credit scoring include repayment history, types of loans, length of credit history, and an individual's total debt. A credit score is a risk assessment tool used by lenders to determine an individual's creditworthiness. It is statistically developed and summarises all of the information relating […]
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