As Nigeria's pioneer and leading credit bureau operator, our risk management solutions have aided our clients to grow their portfolios profitably for over 15 years. We provide a bouquet of customer acquisition and risk management solutions in order to support your lending business through the entire credit cycle (i.e. from ‘plan’ to ‘write-off’).


Through our innovative solutions, our subscribers have enjoyed the following benefits

  • Perform credit checks and verify the identities of prospective borrowers
  • Stop deliberate default/abuse by reporting debtors to the credit bureau
  • Boost debt recovery efforts as defaulters are compelled to settle their debts
  • Determine your portfolio risk exposure using our Portfolio Monitoring Service
  • Locate debtors who have skipped payment and can no longer be traced
  • Access the largest credit bureau database in Nigeria
  • Access credit reports that are easy to read and understand
  • Access SMARTScore, Nigeria’s first credit bureau score


Our products and services include

  • Credit Report
  • SMARTScore
  • Portfolio Monitoring Report
  • BVN Discovery Service
  • Market Insight Report
  • Campaign Report
  • Enhanced Search List
  • Skip Tracing Report
  • Predictive Analytics
  • Service Information Packet
  • Credit Monitoring Service
  • Credit Risk Management Training