Nigeria’s Pioneer Credit Bureau Operator

Who We Are

CreditRegistry Nigeria, officially registered and licensed by the Central Bank of Nigeria (CBN) as CR Services (Credit Bureau) Plc., is Nigeria’s preferred credit bureau. Our company, in strategic technical partnership with CreditRegistry Corporation USA (“CRUSA”), has laid the foundation for fraud-proof, large-scale consumer and small business credit in Nigeria. CreditRegistry pioneered the world’s first integration of advanced biometric technology into a credit bureau system. Our services and robust solutions help members to efficiently manage the entire credit cycle to grow revenue and reduce risk. Selected as one of Africa’s top 20 most innovative companies by Financial Technology Magazine and awarded the Product Leadership Award for credit reporting and risk management enterprise software by Frost & Sullivan, our passion is to help our customers succeed!

The Company was incorporated on January 3, 2003 as CR Services Limited and, in January 2007, admitted new shareholders and became a public liability company following a successful private placement. Trusted with Nigeria’s largest credit information database of over 40 million records (Individuals and Businesses), our members include 100% of the commercial banks, mortgage banks, microfinance banks, merchant banks, finance companies, development finance institutions, telecom operators, courier companies and other service providers.

As a modern credit bureau company focused on innovative solutions, we provide a bouquet of customer acquisition and risk management services in order to drive ones lending business through the entire credit cycle (i.e. from ‘planning’ to ‘write-off’).


Our Products and Services

Credit Report, SMARTScore, Portfolio Monitoring Report, BVN Discovery Service, Enhanced Search List, Campaign Report, Skip Tracing Report, Predictive Analytics, Service Information Packet, Credit Monitoring Service, Market Insight Report, Supplier/Business Background Checks, Employment & Address Verification, KYC and Dud Cheque Report, Customer Acquisition & Enrolment, Customer Identification & Fraud Prevention, Credit Risk Gap Analysis & Consulting and Credit Risk Management Training.


Our Vision

To be Nigeria’s #1 provider of insightful solutions that enable creditors and consumers to establish trust quickly and engage in mutually advantageous business.


Our Mission

To be the premier information provider in every financial transaction, bringing about new levels of social accountability, improved standards of living, and rapid economic growth.


Core Values (EPIC)

Excellent Customer Experience
Passion and Innovation
Continuous Learning